Regulatory, lending, and operational litigation for banks and credit unions across Florida.
Black Law P.A. represents lenders, credit unions and financial services companies in connection with commercial litigation and the defense of consumer and regulatory claims in state and federal courts. The Firm handles matters related to consumer and mortgage lending, lender liability, breach of contract, deceptive trade practices and state and federal statutory claims.
The Firm also represents creditors of failed businesses in connection with the recovery of monies that are the subject of fraudulent transfers and Ponzi schemes. In doing so, we work hand in hand with authorities in connection with crisis response as well as pre-litigation planning and the development of unified strategies to respond to claims that often follow regulatory scrutiny.
Black Law P.A. believes that its clients are its partners, and we take a responsive and transparent approach to its engagements. We recognize the burden and expense that complex financial services litigation presents, and we actively evaluate both the attendant risks as well as possibilities for resolution. We know that litigation is often unavoidable, and our team approaches every representation seeking to achieve the optimum result. The volatile economy presents challenges to our clients. Our team members deliver creative and effective business solutions and counsel to our clients.
“The process is always dynamic and requires 360-degree awareness of all aspects of an engagement – that’s part of why we enjoy it so much. We are flexible, and sensitive to the need to regularly calibrate strategies, action plans, and case budgets to maintain the clarity of your goals and objectives (which sometimes themselves change as a matter progresses). Light footprint, sustained onslaught, or anything in between… we are adaptable to the needs of your situation because while size and scope may vary, the core principles and our passion for solving your problems are enduring.”
Kelsey Black, Managing Partner
The firm represents banks and credit unions in commercial lending disputes, account holder litigation, regulatory and compliance matters, fraud claims involving accounts and transactions, real estate foreclosure, and disputes with vendors, contractors, and service providers. The firm also represents institutional banking clients in industry-specific transactions and contract enforcement.
Yes — conflicts permitting. The firm has represented commercial borrowers and account holders in disputes against lenders, including wrongful foreclosure defense, claims arising from account closures, and disputes over loan modification or breach of lending agreements. The firm's representation on both sides of the banking-litigation table informs its approach on each.
A bank examination is a regulatory review by a banking agency (state or federal); it can result in supervisory action, consent orders, or referrals. Litigation is an adversarial court or arbitration proceeding between named parties. The two often run parallel — a regulatory finding may trigger civil claims, and vice versa. Counsel handling either should be aware of the impact on the other.
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